Check out this picture of the MVP Partners at NAILBA with a Crocodile!

Ask the MVP Underwriter about your next case!

Competitively Priced SUL

Prudential remains committed to the lifetime secondary guarantee marketplace for survivorship universal life (SUL)—even as other companies have left. Their commitment to this market is evident in repricing earlier this year and in the introduction of new market opportunities for SUL, beyond just the wealthy.

• Competitive Premiums—up to age 65 their product is much improved and as competitive as anyone.



• Secondary guarantees that offer consumers the opportunity for lifetime protection!



• Exceptional Capacity—$35 million retention and $65 million automatic issue limit on second-to-die policies with the SuperPool.



• Age Last Birthday pricing—Pru is one of the few carriers that offers this key pricing advantage!

SUL Protector is a great play in estate planning, wealth transfer, special needs, and a variety of other markets. Learn about their 10 Sales Opportunities in 10 Minutes with PruLife SUL Protector.

Start the New Year with a New Way to Grow Your Business

Because life changes, markets fluctuate, and plans don't always go as expected -- offer your clients products designed to work in an unpredictable world by making sure that a portion of their retirement money is safe and has the opportunity to grow. Join us to learn more about these great new products that provide you a new way to help you prepare your clients for retirement and to grow your business. You'll leave with an appreciation of the straightforward design, differentiating features, and flexibility available to you and your clients.

Webinar will cover:
• Genworth’s Commitment to Fixed Annuities
• Why SecureLiving Index Annuities
• Optional Income Protection rider

Space is limited.Reserve your Webinar seat now at:https://www1.gotomeeting.com/register/744808361

Winner!

MVP Partners Jim Chrisler (St. Charles), Dawn Nelson (Madison) and Mary Lou Paul (Glenview) attended the National Association of Independent Life Brokerage Agencies annual meeting in Arizona last month.

While they were there, Mary Lou was the lucky winner of an iPad2 from American General and our business solutions partner Ebix Exchange.

Are you mobile in your business yet? Contact any MVP Representative to find out how you can maximize your sales and help your clients more in 2012 with mobile applications for smart phones and tablets.

Addressing Uncertainty With Guarantees, Flexibility and Control

Uncertainty over the future continues to dominate consumer sentiment. Consumer confidence is at its lowest since mid-2008, and a majority of high-income Americans believe that today's youth will have a worse standard of living compared to their parents. These concerns are causing many clients to rethink their financial objectives and strategies.

There are three major consumer drivers that are shaping financial planning decisions: the need for guarantees, flexibility and control. Transamerica is in a unique position to offer products that answer these needs. This, in turn, offers an excellent opportunity for life insurance professionals like yourself to help clients reshape their financial plans and prepare for continued uncertainty.
Read more....

Notes from NAILBA's Annual Meeting

The National Association of Independent Life Brokerage Agencies met for our annual meeting last week. While our organization contributed over $200,000 to local youth organizations around the country and over $100,000 in student grants, there certainly seemed to be an undertone of concern by our partner carriers due to the economic challenges and a lack of policy sales.

Our carriers continue to be open to alternate distribution systems to distribute their products. They also are leery of government regulations and taxation. The constant need of money to run government programs tends to put our tax advantaged industry in the cross hairs of our legislators.

Also, as profit margins continue to dwindle and the carries fail to meet investor’s expectations, there is always the discussion of lower compensation.

We do have a responsibility to protect as many families and businesses as possible. We cannot and must not lose sight of our jobs. However, we must also continue to be strong with our manufacturers and critics in defending the costs of operating a business; businesses the public would rather not visit.

Times will continue to be interesting.

Everyone is Talking About Indexed Annuities

You've been hearing it for months, "Now is the time to sell Indexed UL." The biggest complaint we here from producers is "I don't understand it!" MVP and ING can help... Many producers have already discovered why ING IUL-GDB may be the perfect solution for guaranteed sales in the under 60 marketplace. If you haven't had a chance to see it for yourself, click on the competitive information below to see why people are excited about the new ING IUL-GDB. Then, join our webinar on December 6th at 10 AM CST to find out how ING IUL-GDB can energize your Guaranteed UL sales. Add webinar to your Outlook calendar

ING vs. AVIVA

ING vs. Pacific Life